Payment processing for complex business requirements
Specialty verticals, international payment acceptance, and service fee compliance handled with expertise and precision.
Why businesses choose Paytrinsic
Complex payment requirements need specialized expertise. We handle the complexity so you can focus on your business.
Direct access to payment specialists
You work with experts who've supported service fee programs, implemented Chinese payment methods, and handled specialty verticals for decades.
- One point of contact for day-to-day and strategic questions
- Guidance on card brand rules, compliance, and optimization
- Available when you need us—not ticket queues that take days
Proactive monitoring and optimization
We watch your metrics and find issues before they impact revenue. Pricing drift, approval rate drops, and fraud patterns don't go unnoticed.
- Quarterly reviews with specific targets and recommendations
- Early alerts when metrics move in the wrong direction
- Optimization suggestions as your business grows
Advanced capabilities, no volume minimums
Global acquiring, China payment acceptance, and service fee programs are available regardless of your processing volume.
- Programs built for your business model, not templated configurations
- Enterprise infrastructure without enterprise pricing
- Modern APIs and reporting through partner platforms
Our three specialties
Three capabilities that require expertise and deliver measurable results when implemented correctly.
Specialty verticals and complex business models
Every business operates differently. We take the time to understand your model and provide payment solutions that support your operations seamlessly.
- Direct selling, subscription, and membership models
- High-ticket or variable-amount invoices
- High percentage of Cross border or foreign card transactions
- Reliable processing (lower risk of funding freezes or surprise shutdowns)
- Pricing aligned to risk & volume not "penalty" rates
- Fewer declines and chargeback surprises via better configuration
International & China payments
Local payment methods and smart routing so cross-border customers can pay how they prefer, with fewer declines and lower hidden costs.
- U.S. & EU firms selling into Asia
- Travel, tourism, education, luxury retail
- Cross-border ecommerce & marketplaces
- Higher approval rates on China-issued cards
- Lower FX and cross-border processing costs
- Support for Alipay, WeChat, UnionPay QR codes
Service fee & surcharge programs
Structure, compliance, and client experience for programs that offset card costs instead of absorbing them.
- Attorneys, accountants, consultants
- B2B invoices, retainers, and projects
- Municipalities, HOAs, and membership organizations
- 60–90% reduction in card processing costs
- $30k–$250k+ annual savings (volume dependent)
- Go-live in 7–14 days in most cases
Industries where we make the biggest impact
We focus on industries where payments are complex, client-facing, or high stakes where the wrong processor creates real financial or reputational problems.
Professional & advisory services
Attorneys, accountants, consultants, and specialist firms with high-ticket invoices and care-on-file arrangements.
B2B services & SaaS
Level 2/Level 3 processing for interchange optimization, high-ticket transactions, ACH for large payments, net terms support, and subscription billing across multiple entities or business units.
Direct sales
Cross-border acquiring, multi-currency processing, and local payment methods for global distributor networks. Extensive experience with the compliance and operational requirements.
Property, HOA & community
Associations, management companies, and service providers collecting dues, assessments, and one-time payments.
Public sector & utilities
Municipalities, agencies, and utilities needing service fee programs that meet public disclosure requirements and withstand audit scrutiny.
Travel, tourism & experiences
Cross-border cards, alternative payments, and higher risk booking patterns that require careful routing and controls.
How we work with you
We review your current setup, build a solution that fits, implement it in 7-14 days, then stay involved proactively monitoring performance, catching issues early, and helping you expand as your business grows.
We review your current setup
Understand your business model, payment flows, interchange qualifications, and what's working or not. Analyze where you're losing money or where complexity creates risk. We quantify potential savings and build a solution that fits your operations not a template.
We implement and stay involved
Most programs go live in 7-14 days. We handle the technical setup, training, and client communications (for service fee programs). Your team gets routing configuration, testing, and go-live—typically 7-14 days for hosted solutions. You're not explaining your business from scratch.
We monitor and optimize as you grow
Quarterly reviews with your team. We track metrics, flag issues early, and recommend changes when your business evolves. As you expand, we help you add new capabilities or markets without changing providers again when issues pile up.
Led by payment industry veterans with 50 years of combined experience.
Payment solutions built around your unique business needs.
Our team has spent decades at leading fintech companies, payment processors, and financial institutions supporting service fee programs, integrating international payment methods like UnionPay and Chinese wallets, and solving complex regulatory challenges at scale. We founded Paytrinsic to bring that expertise to businesses with specialty needs.
Find out what you're paying—and where you can save
We'll analyze your processing setup and show you: what you're paying, what you can fix, straight answers, no commitment. Most businesses find significant savings in routing optimization, fee structure, or eliminating unnecessary fees.